What Is Commercial Auto Insurance?
Commercial auto insurance protects businesses from the financial risks associated with owning, operating, or managing vehicles used for business purposes. Whether your company operates a large fleet of trucks, service vehicles, and delivery vans or just a few vehicles used by employees, commercial auto coverage helps protect your business from costly accidents, liability claims, vehicle damage, and other covered losses.
A properly structured commercial auto policy can provide protection for company-owned vehicles, hired and non-owned vehicles, employee drivers, and specialized equipment. Coverage options typically include liability, physical damage, uninsured and underinsured motorist coverage, medical payments, and more.
At Sherlock Insurance Group, we help businesses of all sizes design commercial auto insurance programs that align with their operations, industry requirements, and risk exposure—ensuring your vehicles, drivers, and business assets are protected wherever the road takes you.
Property Coverage
Pays for damage to or theft of your car, ensuring you can repair or replace your vehicle.
Liability Coverage
Covers your legal responsibility to others for bodily injury or property damage you cause.
Medical Coverage
Pays for the cost of treating injuries, rehabilitation, and sometimes lost wages and funeral expenses.
Why You Need It
- Repairs and vehicle replacements are incredibly expensive without coverage.
- Medical costs after an injury can be enormous and financially devastating.
- You can be sued for far more than your net worth if you cause a severe accident.
- Most states legally require a minimum level of auto insurance coverage.
A policy is built from six kinds of coverage. Most states require some, but not all. As your independent agent, we'll explain your options and find the perfect balance.
Drive with Confidence
Let our experienced team shop our network of carriers to find you a competitive rate for the right coverage.
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