Question 1

What makes Sherlock Insurance Group different from other agencies?

Accepted Answer

Many agencies sell policies. We deliver strategies. With access to more than 100 highly rated insurance companies and programs, we work to identify insurance solutions that align with each client's needs and risk profile—not one-size-fits-all coverage.

Question 2

Are you independent or tied to one carrier?

Accepted Answer

We are fully independent. That means we represent you, not the carriers. Our recommendations are based on the information you provide and our assessment of available insurance options, not a company quota.

Question 3

Do you only serve clients in Oklahoma?

Accepted Answer

No. While we began in Oklahoma, we now serve businesses and families across multiple states, supporting both local operations and multi-state organizations.

Question 4

What types of business insurance do you offer?

Accepted Answer

Our commercial property & casualty solutions cover a wide range of risks, including general liability, commercial property, business interruption, fleet auto, workers' compensation, professional liability, umbrella coverage, and more.

Question 5

Can you help if my business has a history of claims?

Accepted Answer

Yes. We work with a broad network of carriers and programs, giving us flexibility to place even complex or challenging risks with appropriate markets.

Question 6

Do you work with specific industries?

Accepted Answer

Yes. We serve a wide range of industries including construction, manufacturing, logistics, healthcare, professional services, real estate, and retail.

Question 7

How are your group health plans different from the big carriers?

Accepted Answer

Most employers believe the major national carriers are the only options. We provide ACA-compliant alternatives with nationwide networks, competitive benefits, and more transparent pricing.

Question 8

Can small businesses offer group health through Sherlock?

Accepted Answer

Absolutely. Whether you have just a handful of employees or hundreds, we can design benefit solutions that scale with your business.

Question 9

Do you help with compliance?

Accepted Answer

Yes. We guide clients through ACA requirements and support them with tools and resources to stay compliant while controlling costs.

Question 10

Do you also handle personal insurance?

Accepted Answer

Yes, for clients seeking a complete risk strategy. We provide home, auto, umbrella, and specialty coverage integrated into a broader plan—so your personal and business assets are aligned under one strategy.

Question 11

Do you compete with online insurance sites for personal coverage?

Accepted Answer

No. We don't focus on price-only quoting. Our clients value strategies built on protection, service, and long-term relationships—not just chasing the lowest premium.

Question 12

How do I make changes to my policy?

Accepted Answer

Just call or email our team and we'll take it from there. We handle policy updates, certificates of insurance, coverage changes, and claims on your behalf — working directly with your carrier so you don't have to.

Question 13

What if I need help with a claim?

Accepted Answer

At Sherlock Insurance Group, our relationship doesn't end when a policy is issued. If a claim arises, our team is available to assist with claim reporting, provide guidance throughout the process, and help ensure you have the information and support you need every step of the way.

Question 14

How do I get started with Sherlock?

Accepted Answer

It's simple. Contact us to schedule a consultation, or request a business quote online. We'll review your needs, explore your options, and build a strategy that fits.

Answers to Common Questions

Agency & Approach

Business Insurance

Group Health Benefits

Personal Coverage

Service & Support

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