Solutions That Protect Your Business and Beyond
At Sherlock Insurance Group, we go beyond traditional insurance placement by helping clients develop comprehensive risk management strategies aligned with their goals. Through access to more than 100 highly rated carriers, specialty insurance programs, group captives, self-funded arrangements, and alternative risk financing solutions, we provide options that many agencies cannot. From growing businesses and complex multi-state operations to families seeking personalized protection, we help clients identify the right balance of coverage, cost control, and risk transfer.
Commercial Property & Casualty
Protecting Assets, Operations, and People
Commercial property & casualty coverage forms the foundation of your risk management strategy. We provide tailored solutions for businesses of every size—covering property, liability, and specialized exposures that can disrupt operations.
- General Liability
- Commercial Property
- Business Interruption
- Commercial Auto & Fleet
- Professional Liability / E&O
- Umbrella & Excess Liability
Workers Comp
Protecting Your People and Your Bottom Line
Workers' compensation is more than a legal requirement—it's a critical part of protecting your employees and controlling costs. We help businesses secure the right coverage while managing claims and reducing exposure through proactive safety strategies.
- Workers Compensation Coverage
- Experience Mod (EMR) Review
- Claims Management Support
- Return-to-Work Programs
- Workplace Safety & Loss Control
- Multi-State Coverage Solutions
Commercial Auto & Commercial Fleet
Keeping Your Vehicles and Drivers Covered
Whether you operate a single vehicle or a large fleet, the right commercial auto coverage keeps your business moving. We tailor protection for your vehicles, drivers, and cargo—helping you manage risk and keep operations on the road.
- Commercial Auto Liability
- Fleet Coverage & Management
- Hired & Non-Owned Auto
- Physical Damage Coverage
- Cargo & Motor Truck Coverage
- Driver Safety & Risk Programs
Group Health Benefits
Competitive Benefits Without the Big-Carrier Price Tag
Employee benefits are one of the biggest expenses for most employers—and one of the most powerful tools for attracting and retaining talent. Sherlock Insurance Group offers ACA-compliant alternatives to major national carriers that provide nationwide networks and significant cost savings.
- Level-Funded Health Plans
- Self-Funded Health Plans
- Captive Insurance Solutions
- PPO Plans with Nationwide Access
- Dental, Vision, and Ancillary Coverage
- Group Disability & Life Insurance
- Compliance Support for ACA Requirements
Risk Financing & Management Strategies
Insurance is only one component of an effective risk management strategy. Sherlock Insurance Group helps businesses evaluate exposures, analyze claims trends, improve program performance, and explore alternative risk financing solutions designed to reduce the total cost of risk. Our consultative approach focuses on aligning risk transfer, risk retention, and financial objectives to support long-term growth and profitability.
Whether your organization is best served by a traditional insurance program, a group captive, a self-insured arrangement, a large deductible program, or another alternative risk financing structure, we help you evaluate the available options and identify the strategy that best fits your operations, risk profile, and business goals.
Capabilities Include
- Risk Financing Strategy Development
- Program Structure & Coverage Optimization
- Risk Transfer Strategy Analysis
- Insurance Program Design & Benchmarking
- Cost of Risk Analysis
- Captive Feasibility Evaluations
- Strategic Insurance Program Reviews
- Coverage Gap & Risk Transfer Analysis
At Sherlock Insurance Group, we believe the goal is not simply to purchase insurance—it is to develop a comprehensive strategy that helps protect your organization, control costs, and improve long-term risk performance.
Personal Coverage
Extending Protection to What Matters Most
For clients seeking a complete risk strategy, Sherlock Insurance Group also provides personal insurance solutions. By integrating home and auto coverage with your broader plan, we ensure your business and personal assets are protected under one cohesive strategy.
- Homeowners Insurance
- Personal Auto Insurance
- Umbrella Liability
- Specialty Coverage (boats, rental properties, etc.)
Industries We Insure
Every industry carries its own exposures, and a generic policy rarely fits. We design specialized programs for property investors, contractors, restaurants, childcare and education, religious organizations, and more.
Your Coverage, Your Strategy, Your Partner
No two clients are alike—and no two solutions should be. Whether you need protection for your business, your employees, or your family, Sherlock Insurance Group delivers strategies that safeguard what matters most.