Bar Insurance
Bars, taverns, and nightclubs center their business on alcohol service, which concentrates liability in ways most policies handle poorly. Intoxicated-patron incidents, late-night crowds, and assault-and-battery exposure all demand coverage designed for this environment.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For bar insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Liquor Liability
Core protection against claims tied to serving alcohol to patrons.
Assault & Battery
Addresses liability from altercations on the premises, often excluded elsewhere.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Commercial Property
Covers your buildings, equipment, and contents against fire, storm, theft, and other covered perils, on a replacement-cost basis where available.
Workers' Compensation
Pays medical bills and lost wages for employees injured on the job and shields you from related employee lawsuits.
Who this is for
Bars, taverns, nightclubs, pubs, and other alcohol-focused venues.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.