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Real Estate & Property

Builders Risk for Acquisition & Renovations

Buying a property to renovate creates a window of elevated risk. The building may sit partially vacant, contractors are on-site, materials are stored loosely, and standard property policies were never designed for a structure mid-transformation.

Risks We Help Manage

Exposures that demand a strategy

Before recommending coverage, we map the specific exposures that threaten your operation. For builders risk for acquisition & renovations, those typically include:

Fire or water damage to a building under active renovation
Theft of materials, fixtures, and appliances staged on-site
Liability for contractors and visitors during the project
Vacancy exposures while work is underway
Delays that extend the period of risk and lost income
Coverages to Consider

A program built around your operation

With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.

Builders Risk

Covers the structure, materials, and labor while renovation or improvement work is in progress.

Soft Costs / Delay

Helps recover financing, permit, and lost-income costs when a covered loss delays completion.

Commercial General Liability

Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.

Theft of Materials

Protects building materials and fixtures stored on the job site.

Commercial Umbrella / Excess Liability

Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.

Who this is for

Investors and owners acquiring properties to renovate, reposition, or convert.

Let's build the right program for your business

Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.