Childcare Center Insurance
Licensed childcare centers operate larger facilities with more children, more staff, and more physical exposure than a home-based provider. The scale increases everything from premises liability to employment and property risk, calling for a broader commercial program.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For childcare center insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Abuse & Molestation
Coverage and defense for abuse allegations across a larger staff and child population.
Commercial Property
Covers your buildings, equipment, and contents against fire, storm, theft, and other covered perils, on a replacement-cost basis where available.
Workers' Compensation
Pays medical bills and lost wages for employees injured on the job and shields you from related employee lawsuits.
Professional Liability
Addresses negligent-care and supervision claims.
Who this is for
Licensed, facility-based childcare centers and multi-classroom operations.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.