Childcare Center Insurance
Licensed childcare centers operate larger facilities with more children, more staff, and more physical exposure than a home-based provider. The scale increases everything from premises liability to employment and property risk, calling for a broader commercial program.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For childcare center insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Abuse & Molestation
Coverage and defense for abuse allegations across a larger staff and child population.
Commercial Property
Covers your buildings, equipment, and contents against fire, storm, theft, and other covered perils, on a replacement-cost basis where available.
Workers' Compensation
Pays medical bills and lost wages for employees injured on the job and shields you from related employee lawsuits.
Professional Liability
Addresses negligent-care and supervision claims.
Who this is for
Licensed, facility-based childcare centers and multi-classroom operations.
Common Questions
Let's build the right program for your business
Tell us about your operation and together we can find coverage that addresses your real exposures and budget.