Commercial Building Insurance
The building itself is often an owner's largest asset, and replacing it at today's construction costs can far exceed the original purchase price. Proper commercial building insurance protects the structure and your liability as the property owner without leaving you exposed to coinsurance penalties.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For commercial building insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial Property
Covers your buildings, equipment, and contents against fire, storm, theft, and other covered perils, on a replacement-cost basis where available.
Ordinance or Law
Pays the added cost of rebuilding to current building codes after a covered loss.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Equipment Breakdown
Covers sudden failure of HVAC, electrical, and other building systems.
Commercial Umbrella / Excess Liability
Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.
Who this is for
Owners of office, retail, industrial, and mixed-use commercial buildings.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.