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Construction & Contractors

Commercial Construction Insurance

Commercial construction projects carry larger budgets, tighter contracts, and stricter insurance requirements than residential work. Owners and lenders often demand high limits, additional-insured status, and proof of coverage before a shovel hits the ground.

Risks We Help Manage

Exposures that demand a strategy

Before recommending coverage, we map the specific exposures that threaten your operation. For commercial construction insurance, those typically include:

High contractual liability limits and indemnification demands
Property loss to the project before completion
Multi-party liability among owners, GCs, and subs
Project delays from covered losses
Completed-operations and defect exposure after handover
Coverages to Consider

A program built around your operation

With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.

Commercial General Liability

Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.

Builders Risk

Protects the project structure and materials during the course of construction.

Commercial Umbrella / Excess Liability

Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.

Workers' Compensation

Pays medical bills and lost wages for employees injured on the job and shields you from related employee lawsuits.

Installation Floater

Covers materials and fixtures in transit and until installed.

Who this is for

Contractors and developers delivering commercial, institutional, and large-scale construction projects.

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Construction projects demand quick decisions and dependable insurance support. Sherlock Insurance Group consistently delivers both. Their team understands the complexities of our industry, responds immediately, and helps us stay ahead of risk. They've become a trusted partner in protecting our business.

C
CEO, National Commercial Construction Company

Let's build the right program for your business

Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.