Daycare Insurance
Caring for young children carries a duty of supervision unlike almost any other business, and parents expect both safety and accountability. Daycare providers need coverage that addresses everyday injuries as well as the serious allegations that can arise in a childcare setting.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For daycare insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Abuse & Molestation
Provides defense and coverage for abuse-related allegations, a critical childcare exposure.
Professional Liability
Covers claims of negligent supervision and improper care.
Student Accident
Helps pay medical costs for children injured in your care regardless of fault.
Commercial Property
Covers your buildings, equipment, and contents against fire, storm, theft, and other covered perils, on a replacement-cost basis where available.
Who this is for
Home-based and small daycare providers caring for infants and young children.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.