Daycare Liability Insurance
Liability is the exposure that keeps childcare owners up at night, because a single serious allegation can end a business overnight. This coverage concentrates on the liability lines a daycare needs most, from everyday injuries to the most serious abuse-related claims.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For daycare liability insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Abuse & Molestation
The cornerstone liability protection for any childcare operation.
Professional Liability
Covers allegations of improper or negligent care.
Commercial Umbrella / Excess Liability
Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.
Student Accident
Provides no-fault medical coverage for injured children.
Who this is for
Daycare and childcare providers seeking liability-focused protection.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.