Fleet Insurance
Once your business runs more than a handful of vehicles, insuring them one policy at a time becomes expensive and hard to manage. Fleet insurance brings your cars, vans, and trucks under a single program, so coverage stays consistent as drivers and vehicles change—and one at-fault accident does not put the whole operation at risk.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For fleet insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial Auto Liability
Covers bodily injury and property damage your drivers cause in an accident, with defense costs, across every vehicle on the schedule.
Physical Damage (Collision & Comprehensive)
Repairs or replaces your vehicles after collision, theft, fire, weather, and other covered losses.
Hired & Non-Owned Auto
Extends liability to rented vehicles and to employees using personal vehicles for company business, closing a common gap.
Workers' Compensation
Pays medical bills and lost wages for employees injured on the job and shields you from related employee lawsuits.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Commercial Umbrella / Excess Liability
Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.
Who this is for
Contractors, service companies, delivery operations, and any business operating a fleet of cars, vans, or light and medium-duty trucks.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.