Home Builder Insurance
Residential builders face years of potential liability after a home is finished, since construction-defect claims can surface long after the keys are handed over. Protecting both the homes under construction and your long-tail exposure is critical to a stable building business.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For home builder insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Builders Risk
Covers each home under construction against fire, weather, theft, and vandalism.
Completed Operations
Responds to defect and damage claims that arise after a home is finished.
Workers' Compensation
Pays medical bills and lost wages for employees injured on the job and shields you from related employee lawsuits.
Commercial Umbrella / Excess Liability
Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.
Who this is for
Custom, production, and spec home builders and residential developers.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.