Back to Industries We Insure
Real Estate & Property

Rental Property Portfolio Insurance

Owning multiple rental properties means juggling renewal dates, varying limits, and separate bills for each address. A portfolio program brings scattered holdings under a single, consistent structure so nothing slips through the cracks as you grow.

Risks We Help Manage

Exposures that demand a strategy

Before recommending coverage, we map the specific exposures that threaten your operation. For rental property portfolio insurance, those typically include:

Mismatched limits and lapses across dozens of separate policies
Tenant injury and habitability claims at any location
Vacancy exposures between tenants
Lost rent during repairs at one or several properties
Catastrophe accumulation when properties cluster in one area
Coverages to Consider

A program built around your operation

With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.

Portfolio / Master Property

A single schedule covering all locations with consistent terms and simplified administration.

Commercial General Liability

Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.

Business Income / Loss of Rents

Replaces lost income or rental revenue while your property is being repaired after a covered loss, keeping cash flow steady.

Commercial Umbrella / Excess Liability

Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.

Vacant Property Endorsement

Maintains protection on units sitting empty between tenants or during turns.

Who this is for

Investors holding multiple single-family homes, duplexes, or small multifamily rentals.

"

Managing hundreds of properties requires an insurance advisor who understands complex risks and moves quickly. Sherlock Insurance Group has consistently exceeded our expectations with proactive guidance, fast turnaround times, and exceptional claims support. Their expertise gives us confidence every day.

P
President, Multi-State Property Management Company

Let's build the right program for your business

Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.