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Childcare & Education

School Insurance

Schools carry a broad mix of exposures, combining the duty to supervise students with the operation of buildings, athletics, transportation, and a sizable staff. Private and charter schools in particular need a coordinated program that protects students, educators, and the institution.

Risks We Help Manage

Exposures that demand a strategy

Before recommending coverage, we map the specific exposures that threaten your operation. For school insurance, those typically include:

Student injuries in classrooms, athletics, and on campus
Abuse, molestation, and supervision allegations
Educators' liability and disciplinary disputes
Property loss to campus buildings
Management and governance liability for the board
Coverages to Consider

A program built around your operation

With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.

Commercial General Liability

Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.

Abuse & Molestation

Critical defense and coverage for allegations involving students.

Educators' Professional / Management Liability

Protects staff and the institution against teaching, employment, and governance claims.

Commercial Property

Covers your buildings, equipment, and contents against fire, storm, theft, and other covered perils, on a replacement-cost basis where available.

Student Accident

Covers medical costs for students injured during school activities.

Who this is for

Private schools, charter schools, academies, and specialty education programs.

Let's build the right program for your business

Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.