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Real Estate & Property

Strip Mall Insurance

Strip malls pack a diverse tenant mix, from restaurants and salons to retail and service businesses, into a single structure. Each tenant brings its own exposures, and as the property owner you can be drawn into claims that originate in spaces you do not even operate.

Risks We Help Manage

Exposures that demand a strategy

Before recommending coverage, we map the specific exposures that threaten your operation. For strip mall insurance, those typically include:

Liability from tenant operations bleeding back to the property owner
Grease, equipment, and fire exposure from restaurant or salon tenants
Sidewalk and parking-lot injuries in shared areas
Vacant units increasing fire and vandalism exposure
Gaps when tenants let their own coverage lapse
Coverages to Consider

A program built around your operation

With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.

Commercial Property

Covers your buildings, equipment, and contents against fire, storm, theft, and other covered perils, on a replacement-cost basis where available.

Lessor's Risk Only (LRO)

Liability coverage designed for landlords leasing to multiple tenants, focused on the owner's exposures.

Business Income / Loss of Rents

Replaces lost income or rental revenue while your property is being repaired after a covered loss, keeping cash flow steady.

Commercial General Liability

Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.

Commercial Umbrella / Excess Liability

Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.

Who this is for

Owners of small to mid-size multi-tenant retail strips and neighborhood centers.

Let's build the right program for your business

Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.